Patrice works as a broker meeting a new client. He is building rapport by performing similar actions to those of his client. Which form of in-person communication is he engaging in? 

If one in every five houses suffers a $50,000 loss each year, and all houses have the same value, what would the pure premium be for each homeowner? 

Which risk could be insured bychattel coverage? 

Which type of policy must be signed by a member of each participating insurer?

Usually, what must an insurance intermediary do before using the personal information of a client for a purpose other than that for which the information was originally collected?