Your client has just bought a new home which he has financed with a $150,000, 7.5% interest, 30-year bank loan. He would like to be sure that if he dies prematurely, the unpaid balance of the mortgage would be paid. He wants a policy that will cover the mortgage balance - no more, no less - anytime during the life of the mortgage. Which policy is designed to meet this need?

The theory of probability is applied to life insurance through the use of

Which policy allows the insured to choose where the assets backing the cash value are invested?

All of the following are standard exclusions in individual disability income policies EXCEPT 

To help keep premiums more affordable, which provision is included in a disability income policy?