Smartly Prepare Exam with Free Online CA-Life-Accident-and-Health Practice Test

We offer the latest CA-Life-Accident-and-Health practice test designed for free and effective online CA Life, Accident and Health or Sickness Examination certification preparation. It's a simulation of the real CA-Life-Accident-and-Health exam experience, built to help you understand the structure, complexity, and topics you'll face on exam day.

Question 1

Which group provides information about health-related issues to the elderly in California?

Options :

A : Medicare supplement insurers.

B :

Long-term care insurance providers.

C : The National Health Care Anti-Fraud Association.

D : The Health Insurance Counseling and Advocacy Program (HICAP).

Answer: D

Question 2

A Hospital Confinement Indemnity insurance policy pays

Options :

A : the amount of the actual hospital expenses.

B : 100% of the covered medical expenses less the deductible and coinsurance percentage.

C : an indemnity to the insured for all expenses incurred when the insured is confined in a hospital.

D : the daily benefit dollar amount stated in the policy for each day the insured is confined ina hospital.

Answer: D

Question 3

All of the following are standard exclusions in individual disability income policies EXCEPT

Options :

A : self-inflicted injuries.

B : preexisting conditions.

C : active military duty.

D : accidental injuries.

Answer: D

Question 4

Which policy allows the insured to choose where the assets backing the cash value are invested?

Options :

A : Term life.

B : Variable life.

C : Universal life.

D : Endowment life.

Answer: B

Question 5

The initial enrollment period for Medicare Part B ends how many months after the 65th birthday month?

Options :

A : One month.

B : Three months.

C : Five months.

D : Seven months.

Answer: D