Question 1

Which of the following is an important implication of the Dodd-Frank Wall Street Reform and Consumer

Protection Act?

Options :

A : Financial institutions must avoid collecting a customer’s sensitive personal information

B :

Financial institutions must help ensure a customer’s understanding of products and services

C : Financial institutions must use a prescribed level of encryption for most types of customer records

D : Financial institutions must cease sending e-mails and other forms of advertising to customers who opt out of direct marketing

Answer: B

Question 2

What important action should a health care provider take if the she wants to qualify for funds under the Health Information Technology for Economic and Clinical Health Act (HITECH)?

Options :

A : Make electronic health records (EHRs) part of regular care

B : Bill the majority of patients electronically for their health care

C : Send health information and appointment reminders to patients electronically

D : Keep electronic updates about the Health Insurance Portability and Accountability Act

Answer: A

Question 3

A covered entity suffers a ransomware attack that affects the personal health information (PHI) of more than 500 individuals. According to Federal law under HIPAA, which of the following would the covered entity NOT have to report the breach to?

Options :

A : Department of Health and Human Services

B : The affected individuals

C : The local media

D : Medical providers

Answer: D

Question 4

Read this notice:

Our website uses cookies. Cookies allow us to identify the computer or device you’re using to access the site,

but they don’t identify you personally. For instructions on setting your Web browser to refuse cookies, click

here.

What type of legal choice does not notice provide?

Options :

A : Mandatory

B :

Implied consent

C :

Opt-in

D :

Opt-out

Answer: B

Question 5

Acme Student Loan Company has developed an artificial intelligence algorithm that determines whether an

individual is likely to pay their bill or default. A person who is determined by the algorithm to be more likely

to default will receive frequent payment reminder calls, while those who are less likely to default will not

receive payment reminders.

Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using

artificial intelligence in this manner?

Options :

A :

If the algorithm uses risk factors that impact the automatic decision engine. Acme must ensure that the

algorithm does not have a disparate impact on protected classes in the output.

B :

If the algorithm makes automated decisions based on risk factors and public information, Acme need not

determine if the algorithm has a disparate impact on protected classes.

C :

If the algorithm’s methodology is disclosed to consumers, then it is acceptable for Acme to have a

disparate impact on protected classes.

D :

If the algorithm uses information about protected classes to make automated decisions, Acme must

ensure that the algorithm does not have a disparate impact on protected classes in the output.

Answer: B

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