Question 1

A Key Person Disability Income Policy pays benefits to the

Options :

A : spouse.

B : employee.

C : dependent.

D : employer.

Answer: D

Question 2

Which of the following is a common exclusion from coverages found in accident and health policies?

Options :

A : Emergency room coverages.

B : Self-inflicted injuries.

C : Flu and pneumonia shots.

D : Coordination of benefits.

Answer: B

Question 3

Which of the following policies generally does NOT have a cash value?

Options :

A : endowment

B : variable life

C : straight life

D : term

Answer: D

Question 4

When selling an insurance policy in Pennsylvania, the producer must do all of the following EXCEPT

Options :

A : submit premiums within the normal course of business.

B : emphasize the benefits of the Guaranty Association.

C : protect any non-public or personal information about the applicant

D : provide a notice of information practices to applicants.

Answer: B

Question 5

Which of the following is a branch of dentistry dealing with the replacement of missing parts?

Options :

A : Periodontics

B : Endodontics

C : Prosthodontics

D : Orthodontics

Answer: C