Question 1

In addition to the applicant, who signs an application for health insurance?

Options :

A : The applicant’s spouse

B : The applicant’s dependents

C : The inspection company representative

D : The agent

Answer: D

Question 2

When a health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

Options :

A : The premium payor

B : The principal insured individual

C : The patient or parent of the patient

D : The insurer

Answer: D

Question 3

When a Medicare Supplement policy is purchased during the open enrollment period:

Options :

A : The premium cost may be higher than usual

B : The benefits may be lower than usual

C : The exclusions may be more numerous than usual

D : The policy must be issued regardless of health status

Answer: D

Question 4

Which is an example of an endodontic service?

Options :

A : Crowns

B : Dentures

C : Root canals

D : Fillings

Answer: C

Question 5

Nearly all citizens of the U.S.A., regardless of age, are eligible for Medicare Part B if they are:

Options :

A : Retired permanently

B : Eligible for Medicare Part A

C : Uninsurable through commercial insurers

D : "Fully insured" under Social Security

Answer: B