Question 1

Which is an example of an endodontic service?

Options :

A : Crowns

B : Dentures

C : Root canals

D : Fillings

Answer: C

Question 2

Which is true about ownership of a deferred annuity contract?

Options :

A : All of the participants in a group contract are part-owners

B : Ownership rights are neither transferable nor assignable

C : An owner may be the annuitant or the beneficiary or neither

D : An owner’s rights take effect when the benefit payment phase begins

Answer: C

Question 3

A coordination of benefits provision is included in group health insurance to reduce:

Options :

A : Dependent coverage

B : Overinsurance

C : Probationary periods

D : Waiting periods

Answer: B

Question 4

Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?

Options :

A : Medicare

B : Long-term care

C : Major medical

D : Disability income

Answer: B

Question 5

In addition to the applicant, who signs an application for health insurance?

Options :

A : The applicant’s spouse

B : The applicant’s dependents

C : The inspection company representative

D : The agent

Answer: D