Question 1

Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?

Options :

A : Medicare

B : Long-term care

C : Major medical

D : Disability income

Answer: B

Question 2

In addition to the applicant, who signs an application for health insurance?

Options :

A : The applicant’s spouse

B : The applicant’s dependents

C : The inspection company representative

D : The agent

Answer: D

Question 3

Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:

Options :

A : Legal actions

B : Time limit on certain defenses

C : Grace period

D : Time payment of claims

Answer: B

Question 4

To cancel a health insurance policy, which one of the following must the insured do?

Options :

A : Notify the insurer in writing

B : Replace the current policy with another

C : Challenge at least two uniform mandatory provisions

Answer: A

Question 5

Nearly all citizens of the U.S.A., regardless of age, are eligible for Medicare Part B if they are:

Options :

A : Retired permanently

B : Eligible for Medicare Part A

C : Uninsurable through commercial insurers

D : "Fully insured" under Social Security

Answer: B